A Token Payment

This month I’ve been thinking about PCI compliance (I can hear the widespread groans from here!).  Not a popular topic I’ll admit, but one that is crucial to online traders.  Payment Card Industry compliance is infamous for being a costly overhead, both in time and money.  But more than anything it’s a burden.  The responsibility of storing or transmitting data can be a huge worry but many vendors feel that they need to do so in order to provide their customers with a slick payment process.

But this doesn’t need to be the case!  Using our newly launched Token System, e-tailers have the ability to offer a super quick, single click payment process for customers, without actually storing or transmitting personal information such as credit card details.  This means that you can maintain great customer usability whilst ensuring that you won’t encounter any data security issues.  Hurrah!

So how does it work I hear you ask?  Well, the Token System gives merchants the ability to convert credit card numbers, which are given directly to Sage Pay by online shoppers and stored within Sage Pay’s secure systems, into a token or card number ‘alias’.  The tokens can then be safely stored by the merchant and are used to process transactions as and when required, without incurring high level PCI DSS compliance costs.

One company that not only takes their business responsibility very seriously but also their customer experience, is Crooked Tongues.  They are now fully integrated with our Token system solution and their customers are already benefiting from a quick and easy checkout.  Maintaining customer usability whilst ensuring sensitive data is secure has always been crucial to Crooked Tongues, so that customers feel confident in their online store and want to revisit again and again.

Gary Warnett, Content Manager at Crooked Tongues, sister company to ASOS.com, says of the innovative system: “This is exactly what we’ve been looking for – a safe and easy way to store our customer’s details so they can come back and enjoy the Crooked Tongues experience time and time again, without the hassle of keying card details in every time.  It’s win-win, especially since we’re saving on PCI costs and its great value for money”.

We’re pleased to announce that Crooked Tongues has been crowned Sage Pay’s July Business of the Month for taking the protection of customer card data seriously and fighting the good fight against fraud!

More information on the Token System